Read the articles below and write an informative 2-page essay about the potential risks associated with
spreadsheets:
1. Spreadsheet horror stories: https://handsontable.com/blog/articles/2020/10/spreadsheet-horrorstories
2. 5 of the most terrifying Excel spreadsheet horror stories we’ve ever heard:
https://www.caspio.com/blog/5-of-the-most-terrifying-excel-spreadsheet-horror-stories-weve-everheard/
3. Spreadsheet horror stories: https://www.qcommission.com/blog/spreadsheet-horror-stories.html
4. Spreadsheet blunders costing business billions: http://www.cnbc.com/id/100923538
5. Every spreadsheet has an error: 7 lessons motivated by Reinhart and Rogoff:
https://www.forbes.com/sites/billconerly/2013/04/25/every-spreadsheet-has-an-error-7-lessonsmotivated-by-reinhart-and-rogoff/?sh=3110e9553f2b
6. Eight of the worst Excel blunders: https://www.cio.com/article/274673/enterprise-software-eight-ofthe-worst-spreadsheet-blunders.ht

View 5 films – one abstract for each film; upload one document to “assignments” in Canvas by the
due date noted in syllabus.
 *Does an ethical problem(s) exist? How do you know? (must be included for each film)
 *What responsibility does the individual(s) have to respond to this ethical problem? (must be included
for each film)
 *State the ethical problem clearly; how do we separate the ethical problem from other non-ethical
components? They are often entangled in real-life in various ways, from company policies to types of
relationships (marriage, friendship, co-worker, boss, etc.) in which you are involved, your role in an
organization, etc. (must be included for each film)
 How do we begin to resolve the ethical issues? You need to be able to justify your choices; explain why
they work or do not work. (can include this for each film – or a version of this…)
 What are the choices you can make – are you free to choose to act or not to act? To what/to whom are
your responsibilities? (can include this for each film – or a version of this…)
 What are the primary duties and/or obligations? (can include this for each film – or a version of this…)
o Consider: Are you willing to pursue the “good” in order to conform to the good? (…such as the
values of an organization such as your employer) For example: courage is the willingness to
make your behavior conform to the good, even with it is dangerous to do so.
 “Good” needs to be defined

You must use a different topic than the topic you used for Written Homework #2. In the
heading of your paper, list your previous topic used for Written Homework #2 (and use a
different topic for this paper).
This papershould be short — only two to three single-spaced pages (not including graphs or
references) — but it needs to be clear and complete. This assignment is supposed to be easy.
Its purpose is to convince you that you are now a skilled economist who can use the tools
we’ve learned to analyze a new question.
Your paper should have three main sections:
1. A description of an economic event:
a. Find three or more articles of your choice that describe an event that you will
analyze. You may use newspaper articles, the short papers on bCourses in the
Files -> E_Readings folder, or other reliable sources (that is, not an
undocumented webpage). The textbook/lecture slides will not count toward
the 3 sources.
b. Briefly summarize the main information in the articles (similar to the
Applications in the textbook). Describe the topic you’d like to discuss in this
paper in detail and why you think this is an important issue to investigate.
c. Cite your sources in a Works Cited at the end of the paper. We expect at least
3 credible sources. The textbook/lecture slides will not count toward the 3
sources.
d. In the text, reference these sources: e.g., (Friedman, 2013, p. 7).
2. Positive economic analysis:
a. Provide at least 2 different mathematical or graphical analyses of your topic
that closely resemble topics covered in class. You may make your own graphs
or cite existing graphs, but the connection between your topic and the
concepts from class should be clear.
b. For each mathematical/graphical analysis, list the textbook page/lecture
slide/MyLab problem/section problem that your mathematical or graphical
analysis is an application of.
c. For each mathematical/graphical analysis, discuss the
interpretation/application of your math/graph in words.
The purpose of this section is to use graphs or math to analyze how this event affects a
market, a typical consumer’s choice, or another topic. Be sure to fully label any figure and
discuss your analysis (perhaps what happened or is predicted to happen) in words, providing
the economic intuition behind each figure. You may, of course, also include tables of data,
plots, or anything else that will help you illustrate your analysis, but these will not count
toward the two examples you need that directly relate to the course. Your discussion may
benefit from a welfare analysis. If an article mentions numbers (a price rose from $x to $y,
the quantity increased by 10%, …), you may show these numbers in your figure. In short, do
the sort of analysis that we have done many times in class.

Writing a summary of what I got from this course on Francophone Africa presents a real challenge since I learned so much that I didn’t know before. I’ve studied French history, but mostly just up to the nineteenth century, and generally, the stories and events that took place on the European continent. I could easily tick off all the various topics, but I’ll focus instead on the things that really stood out to me. For example, I’ve always wondered why African countries experience as much turmoil as they do. But now I know that a huge reason for all the problems was caused by something as simple as the drawing of a map. The borders of each nation were arbitrarily created, without any regard for the peoples, religions, or ethnic groups that were being lumped together into one country. Taking people who, for hundreds, maybe even thousands of years haven’t gotten along and trying to force some kind of national identity upon them was a recipe for disaster. A disaster that has been playing itself out for several decades in the form of corrupt governments, civil wars, and genocide. Now when I watch the news and see what’s going on, I feel like I’ll have some actual insight into the problems, rather than just naively blaming the issue on the ignorance or backwardness of the African peoples.This brings me to my second point: Ignorant and backward people couldn’t produce the art, literature, and music that we’ve seen coming out of Africa for countless years. Only bright, talented minds could create a concept like Negritude, which served to celebrate and affirm the identity and cultural heritage of the peoples of Africa. Despite what they’d endured, these writers, artists, and intellectuals were able to take the best of what the colonizers had to offer and combine it with the best of what they were, while making it all uniquely their own and creating works that remain highly relevant today.And finally, while I was entertained by the works that I was exposed to in class, I was also educated by them. In The Money Order, all the red tape that confronts Ibrahima Dieng is played for comedic effect, but it’s also tragic to see a man come so close to being able to get ahead, only to have his efforts thwarted at every turn. And then, in the end, to lose everything. But then to see the same system that failed Dieng lead to the fall of one of its own in Xala just showed that nobody was safe in the wreck of a society left behind by the colonizers. Young men like Banda in Ville Cruelle, or Toundi in Houseboy, do their best to get ahead, while the people who are supposedly there to help them, their benevolent colonizers, do everything they can to hold them back. It’s fiction, but it represents a black mark in history, and while it’s uncomfortable to learn these types of things, it’s also necessary. There were some bright spots, though, like when Banda got the girl, or Aissatou transformed herself into an even better version of the woman she’d been. Or, in the case of The Dark Child, I found the entire story to be uplifting, though, since it was the first book we read, it left me sort of ill-prepared for what was to come.I didn’t know what to expect from this class, and it has been challenging at times, but also very rewarding. I love history, and I love to learn, and I learned a great deal from this class.

Please answer each question/part in about 4 sentences.

1. Which of the following reporting standards is higher: a . Substantial Authority versus Reasonable Basis? b. Realistic Possibility of Success versus More Likely Than Not ? Reasonable Basis versus Realistic Possibility of Success? d. Substantial authority versus More Likely Than Not?

2. Assume that the tax law does prescribe a reporting standard for a particular tax position. What thresh- old standard should a tax return preparer apply to avoid penalties?

3. Your client operates a small telemarketing company out of her home, and she has one full-time employee who assists in making phone calls to prospective cus- tomers. Her teenage daughter also enters data into the company’s electronic record- keeping system on a regular basis. Her daughter is somewhat “spoiled ,” so your client pays her 40 cash per hour to encour- age her to develop a solid work ethic and work dili- gently . Your client has told you that she wants to “be straight” with the IRS in every way. Are there any issues that you might want to challenge or research?

4. Your client owns a 3-bedroom home with a 2-car garage in a suburb of Tucson, Arizona. Although the home office rules are strict on deducting expenses , you have determined that your client satisfies these rules. Her home office occupies the spare bedroom in her home, and it comprises about 480 square feet of her 2,400 square foot home. The garage is an addi- tional 480 square feet. Your client is interested in claiming the max- imum allowable deductions for her home office. In reviewing your client’s tax return for last year, you noticed that she claimed a deduction equal to the full amount of her mortgage payment on the house. Your client did not, however, deduct any other expenses associated with her home office . She did not main- tain detailed records and was concerned that the IRS might think that she was exaggerating her other expenses if she just ” ballparked them ” without ade- quate supporting documentation .

A . Are there any issues that you want to challenge or research ?

B . Should you inform the tax return preparer who filed her return last year about these errors?

C. What other advice should you give to your client?

d . Assume that the prior- year tax return preparer is a friend of yours, but he really screwed up and should compensate your client if she incurs tax penalties and interest . Would you inform your client about her rights against your friend? Should you inform your friend about this?

5. Kupan, a famous forensic pathologist, failed to report income from the sale of his mansion on his tax return. His gain on sale exceeded $1.7 million. He also sold stock at a $400,000 gain and did not report that gain either. In a criminal prosecution against Kupan for tax fraud, Kupan blamed his accountant , Rachel , for the omission, claiming that Rachel knew that the pathologist was a “poor record -keeper .” Kupan admitted that he read the tax return prepared by Rachel and signed it. Will Kupan’s defense of shift- ing responsibility to Rachel in this criminal prosecu- tion be successful ?

Problem #1

You are the manager of Falis Bank, and you worry because the income gap currently equals – $35 million and interest rates are expected to increase by 1.5%.

a) Determine the amount of rate-sensitive assets if rate sensitive liabilities are $467 million.

b) Calculate the change in bank income ($ amount) if interest rates do increase by 1.5%.

Problem #2

Compute the minimum average duration of assets a bank needs if it wants to tolerate a duration gap not lower than – 1.5 years, assuming the average duration of liabilities is 3.3 years, assets are currently valued at $300 million, and liabilities are $280 million.

Problem #3

a. Sledja Bank started its first day of operations with $6 million in capital. $100 million in checkable deposits is received. The bank issues a $50 million in commercial loan. If required reserves are 8%, what does the bank balance sheets look like? Ignore any loan loss reserves.

b. Sledja Bank decides to invest $45 million in 30-day T-bills. What does the balance sheet look like?

c. After a week, deposits fall by $6 million. What does the balance sheet look like? Are there any problems?

d. Propose one solution to solve the problem identified in question c. What does the balance sheet look like after you implement your solution?

To get full credit, you must DRAW THE BALANCE SHEET AND FILL IN THE ASSETS AND LIABILITIES ITEMS REPORTED IN THE QUESTION

Problem #4

Consider the following balance sheet:

Examine the liquidity management practices of your bank over the last three years. Assume that the reserve requirement is 8% on all deposits.

1. How has the liquidity position (in terms of required and excess reserves) of the bank changed over time? How does the liquidity position of your bank compare to the regional banks in year 3? Explain and show your computations.
2. Would your bank have sufficient reserves if deposits increased 40% in year 3? Explain and show your computations.

Calculate the equity multiplier ratio for each year. How does the equity multiplier of your bank compare to the regional banks in year 3? Explain

Click on the “S2 Questions” worksheet. Here you will find a list of questions and a column for entering your answers. Answer these questions. Some of them are easy and some are more challenging. Some of the questions will need to be answered using the data glossary on the Kaggle page. Any changes you make to the data should be made to Working Data. When possible, your answers should use an Excel function and the Excel function should be visible in the formula bar for that cell. If you use a function (such as Sort) that would not be visible in the formula bar, please describe your steps to get the answer in the Comments cell so I can recreate those steps if I wanted. Be clear and concise in the Comments.

10. Click on the “S3 Visualization” worksheet. Answer these questions. Here you will find a description of the final data visualization exercise. You will need to calculate 9 numbers and then create a chart using those numbers. When possible, your answers should use an Excel function and the Excel function should be visible in the formula bar for that cell (Note: If you use Unique, the formula should be visible in the three cells). The final part of the exercise is to write a statement associated with the chart that states which campaign was best and why.

.

we have to work on this website https://www.kaggle.com/datasets/loveall/clicks-conversion-tracki